Budgeting is probably one of the most complicated concepts to wrap your head around. It's one thing to say, "spend less than you earn" but its another issue entirely to know how to get there. Having been unemployed for as long as I was, it's something we had no choice but to master. We've been working on effective money management since before we were married and we're no experts, but we have lots of experience trying out different methods and using different tools.
We're about to launch a series of articles explaining how we have been managing our money. Our aim isn't tell you "the best" way of doing things but to give ideas and insight on how one middle-class couple has been able to manage their personal finances.
This is one of Sarah's passions, and she is always looking for new tools, tricks and ideas to budget effectively, so while we will be posting our ideas, we would also love to hear yours as well. Our budget is always changing and we revise it frequently. We welcome any new ideas or methods you have that we may not have encountered just yet.
Next up: Budgeting: How to Get Started
Questions or Comments? Post them below!